Everyone should consider travel insurance before traveling to Egypt. If you don’t have insurance, you’re at risk of being left without compensation or medical treatment if anything goes wrong.
Do I Need Travel Insurance for Egypt?
There are several types of travel insurance policies available, each offering varying levels of coverage. The main categories include trip cancellation/interruption, personal liability, emergency medical care, emergency medical evacuation coverage, and lost baggage coverage.
It is important to note that some policies offer additional benefits such as a pre-existing conditions waiver and repatriation assistance. While these additional features do cost extra, they can be very useful when traveling to Egypt or for any other international travel.
Does the Egyptian Government Require Tourists to have Travel Insurance?
Is travel insurance mandatory for Egypt?
As of the time of writing, it was not mandatory for visitors to have any sort of travel insurance plan in order to visit Egypt.
Do i need travel insurance for Egypt?
Well, let’s just say that it is certainly a good idea. The chances are you won’t need it or use it, but disaster can strike at any time.
With proper insurance coverage you can enjoy your trip to Egypt knowing that you are fully covered in the event that something goes wrong.
Let’s take a look at a few things you should look for when shopping to insurance:
Goods Stolen from your Luggage while Traveling
This is one of the most common reasons why people purchase travel insurance. As a general rule of thumb, lost baggage coverage should provide cover of up to $100 per person per incident for items that get stolen from your luggage while traveling.
None of us like to think that maybe there are people scratching through our belongings, but it does happen and more often than many people like to believe.
It should be noted that in the case of your luggage being delayed or permanently lost, you will need to claim from the airline company because this is their responsibility. Most travel insurance policies do not provide cover for this.
Medical Coverage when Traveling to Egypt
If you are planning on visiting Egypt, then you probably want to know what kind of medical coverage you would receive if you were to fall sick or suffer an injury while traveling. This is especially true if you are going to be spending long periods of time away from home.
The type of medical coverage you choose depends on how much money you are willing to spend on it. For example, if you only want basic medical coverage, then you may opt for a policy with lower premiums.
However, if you want comprehensive medical coverage, then you might want to pay more for better coverage. In either case, make sure you understand exactly what you are buying. You should also check whether or not your chosen provider has an office or offices in Egypt.
Ideally, you should buy travel insurance that includes emergency medical coverage of at least $50,000.
Emergency Medical Evacuation (Medevac) Cover
This is another popular reason why people buy travel insurance. It is important to remember that Medevac coverage is a form of medical insurance which provides cover for air ambulance services, etc. It is usually included in all major travel insurance policies.
If you are unable to afford this option, then you could always buy a separate Medevac policy. The elderly, along with people who have pre-existing medical conditions, should definitely consider Medevac coverage. To be on the safe side, look for Medevac coverage of at least $100,000.
Do I Need Travel Insurance for Egypt Multi-Destination Tours?
Many people like to visit other nearby countries after they have spent a week or two exploring Egypt’s many legendary tourist sites. Israel and Jordan are very popular add-on destinations, each with their own fascinating tourist sites.
While travel insurance is not mandatory for travel to Egypt, it may be mandatory in other countries you choose to visit. In Israel, for example, medical travel insurance is mandatory for anyone wanting to visit the country. Your insurance must also include coverage for Coronavirus illness.
Many travel insurance plans don’t include any coverage for Coronavirus sickness, so this is something you need to determine when shopping for travel medical insurance.
Insurance from Card Providers
Major card providers like Mastercard and Visa provide some basic coverage if you pay for your flights with your card. Such coverage will include things like trip cancellation insurance, trip interruption insurance, and lost luggage coverage. In some instances, loss of rental cars or accident damage to rental cars will also be covered. The great thing about this is the fact that you don’t pay anything extra.
Egypt Tour Operators and Holiday Insurance
Some, but not all Egypt tour operators will gladly find suitable holiday insurance or even include it in the price of their tours if you request it. One big advantage of this is that your insurance coverage will be provided through a local insurance company with offices in Egypt.
This can make your life a lot easier if you are suddenly faced with a medical emergency while you are in the country. Remember, even though Egypt is a safe tourist destination, accidents can still occur, and having a local insurance provider can save you from a lot of hassle should you find yourself in a position where you are needing medical treatment.
So, do I need travel insurance for Egypt? While entry rules laid down by the Egyptian government don’t say anything about compulsory insurance for tourists, we believe that you do need insurance, even if only for the extra peace of mind it will give you.
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